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Online Associate of Applied Business in Financial Management Technology

Financial management professional leading a team meeting.

The Financial Management Associate degree will prepare you to help businesses capitalize on investments and securities in an entry-level position. This program is a fully online, two-year degree program.

Financial Management Technology Program Overview

UC’s fully online Financial Management Technology Associate curriculum is designed with your career goals in mind. Throughout the financial management program, you’ll gain the skills and expertise you need to leverage a business-management approach to budgeting, forecasting and analytical processes. This associate program goes beyond developing your financial knowledge. You’ll also enhance foundational skills such as communication, critical thinking, and teamwork.

Financial Management Technology Program Highlights

High Quality Education

  • Advance Your Career: upgrade your current management skills or be prepared for an entry-level management position.
  • Bachelor Degree Transfer Program: seamlessly transition into UC’s (100% online) Bachelor of Technical and Applied Studies (BTAS) and complete your bachelor’s degree in two years!
  • Add a Certificate in Insurance and Finance Management (IFM) to Your Associate's: Our IFM certificate allows students to focus on the intersection of these two closely related fields. Today’s insurance companies provide clients with many finance-based products and services, including insurance designed to meet specific financial goals, asset protection, retirement planning, and risk management. Credits earned in the IFM Certificate program transfer directly into our Associate of Applied Business in Finance Management Technology. Learn more about our Certificate in Insurance and Finance Management.

Flexibility

  • 100% online - no campus visits required
  • Option to transfer credits
  • Multiple program start dates per year

Support from Application to Graduation

At UC, you’ll have a full support team behind you:


Students are required to complete a minimum of 60 credit hours for the online Associate in Financial Management Technology program.

A customized curriculum map for the Financial Management Technology program is available to fit your schedule and pace. Part-time and full-time options are available to all students. For the convenience of our online students, we offer multiple (6) start dates per year – twice in the spring, summer and fall.

View Major Map

Required Courses
Course Title/Description Credit
ACCT2081

Financial Accounting

This course develops foundational knowledge and skills needed to prepare and analyze basic financial statements. Topics include cash, inventory, fixed assets, current and long-term liabilities and equity. Students will prepare multi-step income statements, classified balance sheets and statements of cash flows. Students will utilize efficiency and effectiveness ratios, as well as vertical and horizontal analysis, to evaluate financial performance.

3
ACCT2082

Managerial Accounting

This course develops foundational knowledge and skills needed to apply accounting data in planning and controlling business operations. Topics include costs, cost drivers and allocation, contribution margin and managerial budgeting.

3
BLAW2080

Legal Environment of Business

This course examines the legal environment in which business operates, and develops an understanding of the legal consequences attached to business decision making. Topics include the study of torts, contracts, property, ethics and the legal system of the United States.

3
ECON1001

Introduction to Microeconomics

The course assists students to learn and comprehend (1) economics as a social science that draws conclusions based on hypotheses, theories, and data in order to understand human behavior, (2) basic microeconomics terms and concepts, including scarcity and choice, equilibrium, efficiency and equity, positive and normative economics, comparative advantage, and specialization, (3) the fundamental economic question of allocating scarce resources, (4) opportunity cost and the production possibility frontier, (5) supply and demand, the function of prices in markets, how markets work and sometimes don't work, including market failure and externalities, (6) the effects of government intervention in markets, (7) how consumers make choices, (8) production theory, (9) the costs of production, (10) firm behavior in competitive markets, (11) firm behavior in imperfect markets, (12) elasticity and its application, (13) markets for resources, the determination of wage rates, interest, and rent, (14) the determination of income distribution, including poverty and discrimination, (15) the determinants of international trade flows, (16) to apply economic

3
ECON1002

Introduction to Macroeconomics

The course assists students to learn and comprehend (1) economics as a social science that draws conclusions based on hypotheses, theories, and data in order to understand human behavior, (2) basic macroeconomic terminology and concepts, including the distinction between real and nominal magnitudes, (3) the national income accounts, (4) the nature of the business cycle, (5) the determinates of important macroeconomic variables,including the level of income, the level of employment, the unemployment rate, the natural rate of unemployment, the price level, the inflation rate, productivity and the rate of interest, (6) the supply and demand for money, (7)the Federal Reserve System, (8) aggregate demand and aggregate supply, (9) the effects of fiscal and monetary policies, (10) the basics of theories of macroeconomic instability, (11) unemployment and inflation tradeoffs, (12) the effects of the federal government's budget deficit, (13) long run growth and policies to affect growth, (14) comparative advantage, (15) the determinants of foreign trade flows and exchange rates, and their effects on the domestic economy, (16) to apply economic reasoning to better understand and critically evaluate real world circumstances and events.

3
ENGL1001

English Composition

English Composition 1001 is a writing-centered course that emphasizes the careful reading, analytical thinking, and persuasive strategies inherent in researching and writing within an academic community. Students learn that rhetorical knowledge is the basis of composing while learning to write with purpose, audience, context, and conventions in mind. Students develop rigorous academic research practices: how to locate and evaluate primary and secondary sources relevant to their line of inquiry and position their own ideas in conversation with public writing. Students also engage in regular self-reflection: articulating what they know, what they can do, and how to apply their knowledge and skills in various contexts.

3
ENGL2089 

Intermediate Composition

Intermediate Composition is a writing-centered course that builds on what students learn in first-year composition and focuses students’ attention on theoretical underpinning of how meaning is made, understood, and communicated within and across various discourse communities and genres. The course emphasizes critical reading and writing, advanced research and analysis skills, and rhetorical sensitivity to differences in academic, professional, and public composing. This course challenges students to engage in substantive projects drawing on primary research and source analysis methods and asks students to document, communicate, and reflect on their research.

3
FIN2050

Fundamentals of Business Finance

This introductory course covers the fundamental elements of finance, including how to read and to use financial statements, and how to employ ratios and performance measures. The course will deal with working capital management, capital budgeting, financial leverage, capital structure, and cost of capital. This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).

3
FIN2060

Fundamentals of Financial Planning

An introduction to the financial planning process,portfolio management, retirement planning, and estate planning. This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).

3
FIN2070

Fundamentals of Risk Management

Introduction to the insurance industry; identifying and planning for business and personalrisk exposures; using insurance for personal auto/home and commercial property/liability needs.This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).

3
FIN2071

Stock Markets and Investments

Investment vehicles, market characteristics, investment philosophies,investing for capital appreciation,setting and achieving personal investment objectives.

3
FIN2081

Personal Finance

Planning and management of personal financial problems, personal finance plans, budgets, credit and savings iinstitutions in family financing, insurance, real estate, health insurance, and other financial issues.

3
IT1001C

Computer Applications

In this course, students perform basic business and academic tasks on a PC running the Windows operating system. Students are provided instruction in the Microsoft Office suite that covers Word, Excel, PowerPoint and Access. Students learn how to work with a word processor, spreadsheet, data tables, and presentation software.

3
MGMT1080

Problem Solving Tools

First Year Experience (FYE) course that provides an introduction to the tools that promote solving problems in both professional and personal life, exploration of business careers and skill sets, university resources, and tools promoting academic and professional success.

3
MGMT2070

Fundamentals of Management

This course is an introduction to theories and techniques of management. Course topics include an overview of managerial functions, organizational communication and group theories. The course emphasizes on the application of management skills by responding to a variety of case scenarios that require identifying the case problem and deciding on an appropriate remedy. This course is intended for the Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).

3
MKTG2080

Introduction to Marketing

Marketing activities, analysis, strategies, and decision making in the context of other business functions. Topics include: integration of product, price, promotion, and distribution activities; research and analysis of markets, environments, competition, and customers; market segmentation and selection of target markets; and emphasis on behavior and perspectives of consumers and organizational customers. Planning and decision making for products and services in profit and nonprofit, domestic and global settings.

3
BoK: HU

Humanities and Literature Elective

Student will select a Humanities Elective.

3
BoK: NS

Natural Sciences Elective

Student will select a Natural Sciences Elective.

3
Pick and complete one of the following courses
Course Title/Description Credit
ACCT2051

Fundamentals of Computerized Accounting

This course will introduce students to the basics of accounting through the use of a computerized accounting program. This includes analysis of transactions, data entry, and preparation and analysis of computer generated financial statements and reports. This is a hands-on course with the accounting software provided with the textbook. This course is intended for the Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).

3
ACCT2073

Fundamentals of Tax Preparation Service Learning

This course provides a review of the basic tax rules learned in prior courses and allows studentsto use their knowledge to assist low-income and elderly taxpayers with the preparation of their individual tax returns through the Volunteer Income Tax Assistance (VITA) program sponsored by the IRS. Service learning has been defined by the National Service Learning Clearinghouse as "a teaching and learning strategy that integrates meaningful community service with instruction and reflection to enrich the learning experience, teach civic responsibility, and strengthen communities." This course is intended for the Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).

3
ACCT2085

Fundamentals of Topics in Accounting

This course will introduce students to advanced topics in accounting such as payroll, auditing, and not-for-profit accounting. Current topics in accounting will be discussed. In addition, students will complete a comprehensive manual accounting practice set in order to understand therole and importance of basic business documents, records, information flows, and internal controls in the accounting process. Prerequisite: FinancialAccounting, ACCT 2081. This course is intended forthe Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).

3
ACCT2091

Advanced Bookkeeping

Advanced Bookkeeping is a comprehensive, higher-order analysis of the financial accounting topics presented in Financial Accounting I and II.Additionally, this course emphasizes mastery of the skills and knowledge required to obtain a bookkeeping certification in the state of Ohio. Such certification signifies that an individual has obtained the skills necessary to carry out full-charge accounting functions in a small business (firms up to 100 employees). These functions incorporate a mastery of the accounting cycle which includes processing daily transactions, making adjusting entries, preparing financial statements, and closing the accounting records. Particular emphasis is placed on bank reconciliations, adjusting entries, payroll, depreciation methodology, inventory accounting, internal controls, fraud prevention, and error correction. This is a professional course requiring intensive study and analysis. Students who have not taken Financial Accounting I and II within the last two years may have difficulty. Theprerequisite for this course is ACTN 242.

3
MGMT2072

Fundamentals of Human Resources

This course is an introduction to human resource management concepts, issues, and functions. Specifically, the concepts and functions of recruitment, selection, training, and development,EEO/Affirmative Action, performance appraisals, reward systems, employee benefits, unions, collective bargaining and employee relations. The course will emphasize on the applied nature of thecourse by focusing on the use case scenarios. Thiscourse is intended for the Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).

3
MGMT2075

Fundamentals of Human Relations

The course emphasizes the human aspects of organizations that contribute to individual and collective effectiveness; practical and theoretical areas of motivation and leadership. The course utilizes self assessments, application scenarios and case studies to emphasize the applied nature of this course. This course is intended for the Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).

3
MKTG2045

Fundamentals of Advertising & Promotion

A broad overview of consumer advertising and promotion and their function as dynamic elements of integrated marketing communications and the marketing process. This course is intended for theAssociate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA). - Prerequisite Definition: To take this course you must: Have taken the following Course MKTG2080 min grade D-.

3
MKTG2065

Fundamentals of Digital Marketing

Digital marketing activities, analysis, strategies, and decision making related to internet, mobile, video, social media and email marketing. Topics include SEO, Google Analytics, social media platforms and networking sites, paid research, CRM systems, word press and other relevant options.  This course is intended to satisfy the Associate of Applied Business (AAB) programs. 

3
MKTG2071

Fundamentals of Personal Selling & Sales Management

The fundamentals of personal selling, customer relationship management, job analysis and specification; the process of selecting, training,compensating, and supervising salespeople; discussion of the problems and methods; and the organization and administration of sales departments, and territories. This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).

3
MKTG2085

Fundamentals of Consumer Behavior

An introductory survey to underlying principles ofconsumer behavior and its relationship to marketing strategy in a global economy. Topics include the role of consumers in the marketplace, decision making, and the influence of cultures andsubcultures. This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).

3
Pick and complete one of the following courses
Course Title/Description Credit
MATH1008 

Foundations of Quantitative Reasoning

Project-based course, emphasizing problem-solving, model-building, and basic data manipulation in real world contexts. Topics include: problem-solving, statistical reasoning, linear and exponential modeling, and modeling with geometry. Prerequisite: at least 30 on the ALEKS Math test or 420 on the Math Placement Test (MPT) is recommended.

3
STAT1031 

Introduction to Statistics

A one-semester comprehensive introduction to statistics suitable for students in biology, nursing, allied health, and applied science. Discussion of data, frequency distributions, graphical and numerical summaries, design of statistical studies, and probability as a basis for statistical inference and prediction. The concepts and practice of statistical inference including confidence intervals, one and two sample t-tests, chi-square tests, regression and analysis of variance, with attention to selecting the procedure(s) appropriate for the question and data structure, and interpreting and using the result. Prerequisite: at least 30 on the ALEKS Math test or 420 on the Math Placement Test (MPT) is recommended.

3
Prerequisites

Admission into the University of Cincinnati’s online Business Management Technology Associate degree is open to all students with a high school diploma or GED and the desire to succeed in college. Although admission is open, students accepted into the program must meet the academic standards of the program to advance to upper levels of study.

First-Year:

  • You are currently a high school senior or have a high school diploma, GED, or home-school equivalent.
  • As a first-year student, you will need to take an English and mathematics placement test if you have not obtained the minimum ACT/SAT score required for exemption. These tests do not affect your admission; however, the results are essential for your proper placement in classes. You must complete placement tests before you register for English or mathematics courses. All placement tests are given free of charge.

Transfer:

  • Transferability is based on school accreditation, course/content comparability (including evaluation of practical assignments), year taken, and final grade.
  • Submit all official transcripts for every school attended. Learn more about requesting your transcripts.
    • If you have earned fewer than 30 semester or 45 quarter college credits, you must submit high school transcripts as part of your transfer application.    

Complete the online application and submit the application fee.

Standard Application Fees:

  • $50.00 for domestic applicants to most degree programs
  • $100.00 for international applicants to most degree programs
  • Application fees for UC Online programs are waived through Summer 2026 for all applicants
  • Fee waivers are automatically applied for applicants who: 
    • are currently serving in the US armed forces
    • are veterans of the US armed forces

Applications are accepted continuously throughout the year. Our staff will review your application based on the following:

After submitting your application form, all applicants are required to have official transcripts sent directly to University of Cincinnati in order to be eligible for admissions review.

  • First-Year and Transfer Applicants with Fewer Than 24 Completed Semester Hours at a Prior College:
    • Order official transcripts from your high school and all prior colleges (if applicable) for delivery directly to University of Cincinnati.
  • Transfer Applicants with 24+ Completed Semester Hours at a Prior College: 
    • Order official transcripts from all prior colleges for delivery directly to University of Cincinnati. 
    • You are exempt from the High School transcript requirement, this item will be removed from your application checklist once your college documents are received.

Please review the section below for guidance on how to submit your transcripts.

Online transcript request systems are the preferred method to deliver official transcripts electronically. To see if your transcript(s) can be ordered electronically, visit the links below and search for your previous school(s).

If you do not see your past school(s) listed on either site, please contact the school(s) directly to determine their ordering process. 

If a physical copy must be sent, DO NOT request it be delivered to you. It must be sent directly from your prior school to the following address:

University of Cincinnati
Office of Admissions
PO Box 210091
Cincinnati, Ohio 45221-0091

At the University of Cincinnati, we offer multiple start dates to accommodate your schedule. 
Term Application Deadline Classes Start

Summer 2026 | First Half

Summer 2026 | Second Half

Fall 2026 | First Half

Fall 2026 | Second Half

Spring 2027 | First Half

Spring 2027 | Second Half

March 15, 2026

April 1, 2026

July 15, 2026

November 15, 2026

August 1, 2026

December 15, 2026

May 11, 2026

June 25, 2026

August 24, 2026

January 11, 2027

October 13, 2026

March 1, 2027

The University of Cincinnati's online course fees differ depending on the program. On average, students will accrue fewer fees than students attending on-campus classes.

The one fee applied across all UC Online programs is the distance learning fee. Students living outside the state of Ohio must also pay an additional “non-resident” fee to enroll in courses at UC Online. This fee is lower than the out-of-state fee for traditional on-campus programs.

To view tuition information and program costs, visit the Online Program Fees page.

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