Online Certificate in Insurance and Finance Management
The Online Certificate in Insurance & Finance Management (IFM) at the University of Cincinnati equips students with foundational skills in insurance and finance management. Graduates of this program will be prepared to serve insurance and financial institutions’ clients.
All credits taken as part of this certificate may be applied toward the Associate Financial Management degree. To succeed in this program, students must possess excellent critical thinking skills, problem solving, communication skills, and the ability to analyze information.
Insurance & Finance Management Certificate Program Highlights
High Quality Education
- Understand insurance operations, management and financial strategies.
- Demonstrate knowledge of insurance contracts and coverage provisions, and the features of different insurance types.
- Understand risk management strategies, financial statements and insurance premiums.
- Communicate effectively in a business setting and provide superior customer service.
- Demonstrate knowledge of social responsibility trends, economics and legal considerations in the financial services industry.
Flexibility
- 100% online
- Part-time flexibility
- Enroll in spring, summer or fall semester
Support from Application through Graduation
At UC, you’ll have a full support team behind you:
Enrollment Services Advisor: Your go-to resource during the application process
Student Success Coordinator: Helping you prepare for classes and stay on track
Access to Resources: Access to university resources that will support you through your program including online learning expectations and resources, health and wellness resources, and academic support
The online Insurance and Finance Management Certificate is 24 credit hours and upon successful completion of this program, you’ll understand:
- Insurance operations, management and financial strategies.
- Insurance contracts and coverage provisions, and the features of different insurance types.
- Risk management strategies, financial statements and insurance premiums.
- How to communicate effectively in a business setting and provide superior customer service.
- Social responsibility trends, economics and legal considerations in the financial services industry.
For the convenience of our online students, we offer multiple (6) start dates per year – twice in the spring, summer and fall.
| Course | Title/Description | Credit |
|---|---|---|
| ECON1001 | Introduction to Microeconomics The course assists students to learn and comprehend (1) economics as a social science that draws conclusions based on hypotheses, theories, and data in order to understand human behavior, (2) basic microeconomics terms and concepts, including scarcity and choice, equilibrium, efficiency and equity, positive and normative economics, comparative advantage, and specialization, (3) the fundamental economic question of allocating scarce resources, (4) opportunity cost and the production possibility frontier, (5) supply and demand, the function of prices in markets, how markets work and sometimes don't work, including market failure and externalities, (6) the effects of government intervention in markets, (7) how consumers make choices, (8) production theory, (9) the costs of production, (10) firm behavior in competitive markets, (11) firm behavior in imperfect markets, (12) elasticity and its application, (13) markets for resources, the determination of wage rates, interest, and rent, (14) the determination of income distribution, including poverty and discrimination, (15) the determinants of international trade flows, (16) to apply economic |
3 |
| ACCT2081 | Financial Accounting This course develops foundational knowledge and skills needed to understand, develop and analyze financial reports. Topics include income statements, cash flows, balance sheets and financial performance. |
3 |
| FIN2070 | Fundamentals of Risk Management Introduction to the insurance industry; identifying and planning for business and personalrisk exposures; using insurance for personal auto/home and commercial property/liability needs.This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA). |
3 |
| COMM2081 | Business Communication Business Communication covers principles that establish written and oral communication standards in preparation for the workplace. Students will learn to analyze different writing situations, to plan and design communications, and to write in appropriate styles. Effective oral communication utilizing appropriate technologies, strategies, and skills will be discussed and developed. |
3 |
| IFM2072 | Insurance Company Operations This course will focus on the operational aspects of insurance companies. |
3 |
| IFM2073 | Fundamentals of Insurance This course will focus on the major insurance types including life; homeowners; health and disability; auto; social insurance, and others. |
3 |
| ECON1002 | Introduction to Macroeconomics The course assists students to learn and comprehend (1) economics as a social science that draws conclusions based on hypotheses, theories, and data in order to understand human behavior, (2) basic macroeconomic terminology and concepts, including the distinction between real and nominal magnitudes, (3) the national income accounts, (4) the nature of the business cycle, (5) the determinates of important macroeconomic variables,including the level of income, the level of employment, the unemployment rate, the natural rate of unemployment, the price level, the inflation rate, productivity and the rate of interest, (6) the supply and demand for money, (7)the Federal Reserve System, (8) aggregate demand and aggregate supply, (9) the effects of fiscal and monetary policies, (10) the basics of theories of macroeconomic instability, (11) unemployment and inflation tradeoffs, (12) the effects of the federal government's budget deficit, (13) long run growth and policies to affect growth, (14) comparative advantage, (15) the determinants of foreign trade flows and exchange rates, and their effects on the domestic economy, (16) to apply economic reasoning to better understand and critically evaluate real world circumstances and events. |
3 |
| BLAW2080 | Legal Environment of Business This course examines the legal environment in which business operates, and develops an understanding of the legal consequences attached to business decision making. Topics include the study of torts, contracts, property, ethics and the legal system of the United States. |
3 |
Admission into the University of Cincinnati’s online Certificate in Insurance & Finance Management is open to all students with a high school diploma or GED and the desire to succeed in college. Although admission is open, students accepted into the program must meet the academic standards of the program to advance to upper levels of study.
Prerequisites
As a first-year student, you will need to take an English and mathematics placement test if you have not obtained the minimum ACT/SAT score required for exemption. These tests do not affect your admission; however, the results are essential for your proper placement in classes. You must complete placement tests before you register for English or mathematics courses. All placement tests are given free of charge.
Complete the online application and submit the application fee.
Standard Application Fees:
- $50.00 for domestic applicants to most degree programs
- $100.00 for international applicants to most degree programs
- Application fees for UC Online programs are waived through Summer 2026 for all applicants
- Fee waivers are automatically applied for applicants who:
- are currently serving in the US armed forces
- are veterans of the US armed forces
Applications are accepted continuously throughout the year. Our staff will review your application based on the following:
After submitting your application form, all applicants are required to have official transcripts sent directly to University of Cincinnati in order to be eligible for admissions review.
- First-Year and Transfer Applicants with Fewer Than 24 Completed Semester Hours at a Prior College:
- Order official transcripts from your high school and all prior colleges (if applicable) for delivery directly to University of Cincinnati.
- Transfer Applicants with 24+ Completed Semester Hours at a Prior College:
- Order official transcripts from all prior colleges for delivery directly to University of Cincinnati.
- You are exempt from the High School transcript requirement, this item will be removed from your application checklist once your college documents are received.
Please review the section below for guidance on how to submit your transcripts.
Online transcript request systems are the preferred method to deliver official transcripts electronically. To see if your transcript(s) can be ordered electronically, visit the links below and search for your previous school(s).
- Parchment
- Please select “University of Cincinnati – Main Campus” as the recipient of your transcript.
- National Student Clearinghouse
- Please have your transcript sent directly to admissions@uc.edu.
If you do not see your past school(s) listed on either site, please contact the school(s) directly to determine their ordering process.
If a physical copy must be sent, DO NOT request it be delivered to you. It must be sent directly from your prior school to the following address:
University of Cincinnati
Office of Admissions
PO Box 210091
Cincinnati, Ohio 45221-0091
| Term | Application Deadline | Classes Start |
|---|---|---|
Summer 2026 Fall 2026 Spring 2027 |
March 15, 2026 July 15, 2026 November 15, 2026 |
May 11, 2026 August 24, 2026 January 11, 2027 |
The University of Cincinnati's online course fees differ depending on the program. On average, students will accrue fewer fees than students attending on-campus classes.
The one fee applied across all UC Online programs is the distance learning fee. Students living outside the state of Ohio must also pay an additional “non-resident” fee to enroll in courses at UC Online. This fee is lower than the out-of-state fee for traditional on-campus programs.
To view tuition information and program costs, visit the Online Program Fees page.
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