Curriculum: Associate of Applied Business in Financial Management Technology

Next Term Application Deadline

07.01.2025

Total Credits

Next Term Starts

08.25.2025

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Program requires the completion of an associate degree program. Have you earned an associate degree?*
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Program requires the completion of a BSN degree program. Have you earned a BSN degree?*
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*This program is now enrolling for Summer 2025.

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Curriculum at a Glance

With UC Online’s Associate of Applied Business in Financial Management Technology, all of your coursework is completed online. Upon successful completion of this program, you will be able to:

Effectively communicate in a business setting
Use critical thinking skills to solve problems
Understand and be prepared to utilize basic financial principals and concepts

AAB FMT Curriculum Areas by Credit Hour

Sample Curriculum

A customized curriculum map for the Financial Management Technology program is available to fit your schedule and pace. Part-time and full-time options are available to all students. For the convenience of our online students, we offer multiple (6) start dates per year – twice in the spring, summer and fall.

Students are required to complete a minimum of 60 credit hours for the associate degree Financial Management Technology program.

Accreditation: The University of Cincinnati and all of its regional campuses are accredited by the Higher Learning Commission.

CURRICULUM AT A GLANCE

Finance/Accounting Courses Marketing Course Business/Managment Courses General Electives Economics Courses Information Technology Course

Course	Title / Description	Credit
MGMT2085	Fundamentals of International Business and Cross Cultural Management Course: MGMT2085 Credit: 3 An introduction to the critical marketing, finance, accounting, organizational, and legal aspects of competing in the global marketplace. The course also examines the nature of cultural differences and their impact on working relationships and organizational structure. This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward aBachelors in Business Administration (BBA).	3
FIN2060	Fundamentals of Financial Planning Course: FIN2060 Credit: 3 An introduction to the financial planning process,portfolio management, retirement planning, and estate planning. This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).	3
FIN2070	Fundamentals of Risk Management Course: FIN2070 Credit: 3 Introduction to the insurance industry; identifying and planning for business and personalrisk exposures; using insurance for personal auto/home and commercial property/liability needs.This course is intended for the Associate of Applied Business (AAB) program, it does not apply toward a Bachelors in Business Administration (BBA).	3
FIN2071	Stock Markets and Investments Course: FIN2071 Credit: 3 Investment vehicles, market characteristics, investment philosophies,investing for capital appreciation,setting and achieving personal investment objectives.	3
FIN2081	Personal Finance Course: FIN2081 Credit: 3 Planning and management of personal financial problems, personal finance plans, budgets, credit and savings iinstitutions in family financing, insurance, real estate, health insurance, and other financial issues.	3
ACCT2081	Financial Accounting Course: ACCT2081 Credit: 3 This course develops foundational knowledge and skills needed to prepare and analyze basic financial statements. Topics include cash, inventory, fixed assets, current and long-term liabilities and equity. Students will prepare multi-step income statements, classified balance sheets and statements of cash flows. Students will utilize efficiency and effectiveness ratios, as well as vertical and horizontal analysis, to evaluate financial performance.	3
ACCT2082	Managerial Accounting Course: ACCT2082 Credit: 3 This course develops foundational knowledge and skills needed to apply accounting data in planning and controlling business operations. Topics include costs, cost drivers and allocation, contribution margin and managerial budgeting.	3

Course	Title / Description	Credit
MKTG2080	Introduction to Marketing Course: MKTG2080 Credit: 3 Marketing activities, analysis, strategies, and decision making in the context of other business functions. Topics include: integration of product, price, promotion, and distribution activities; research and analysis of markets, environments, competition, and customers; market segmentation and selection of target markets; and emphasis on behavior and perspectives of consumers and organizational customers. Planning and decision making for products and services in profit and nonprofit, domestic and global settings.	3

Course	Title / Description	Credit
MGMT1080	Problem Solving Tools Course: MGMT1080 Credit: 3 First Year Experience (FYE) course that provides an introduction to the tools that promote solving problems in both professional and personal life, exploration of business careers and skill sets, university resources, and tools promoting academic and professional success.	3
MGMT2070	Fundamentals of Management Course: MGMT2070 Credit: 3 This course is an introduction to theories and techniques of management. Course topics include an overview of managerial functions, organizational communication and group theories. The course emphasizes on the application of management skills by responding to a variety of case scenarios that require identifying the case problem and deciding on an appropriate remedy. This course is intended for the Associate of Applied Business (AAB) program, and does not apply toward a Bachelors in Business Administration (BBA).	3
BLAW2080	Legal Environment of Business Course: BLAW2080 Credit: 3 This course examines the legal environment in which business operates, and develops an understanding of the legal consequences attached to business decision making. Topics include the study of torts, contracts, property, ethics and the legal system of the United States.	3
Business Elective	Business Elective Course: Business Elective Credit: 3 Student may choose one course elective: Fundamentals of Computerized Accounting, Fundamentals of Tax Preparation Service Learning, Fundamentals of Topics in Accounting, Fundamentals of Human Relations, Fundamentals of Human Resources, Fundamentals of Advertising & Promotion, Fundamentals of Digital Marketing, Fundamentals of Personal Selling & Sales Management or Fundamentals of Consumer Behavior. For more information, speak to your Academic Advisor.	3

Course	Title / Description	Credit
BoK: HU	Humanities Elective Course: BoK: HU Credit: 3 Student will select a Humanities Elective.	3
MATH1008	Foundations of Quantitative Reasoning Course: MATH1008 Credit: 3 Project-based course, emphasizing problem-solving, model-building, and basic data manipulation in real world contexts. Topics include: problem-solving, statistical reasoning, linear and exponential modeling, and modeling with geometry. Prerequisite: at least 30 on the ALEKS Math test or 420 on the Math Placement Test (MPT) is recommended.	3
ENGL1001	Natural Sciences Elective Course: ENGL1001 Credit: 3 Student will select a Natural Sciences Elective.	3
ENGL2089	Intermediate Composition Course: ENGL2089 Credit: 3 Intermediate Composition is a writing-centered course that builds on what students learn in first-year composition and focuses students’ attention on theoretical underpinning of how meaning is made, understood, and communicated within and across various discourse communities and genres. The course emphasizes critical reading and writing, advanced research and analysis skills, and rhetorical sensitivity to differences in academic, professional, and public composing. This course challenges students to engage in substantive projects drawing on primary research and source analysis methods and asks students to document, communicate, and reflect on their research.	3
BoK: NS	Natural Sciences Elective Course: BoK: NS Credit: 3 Student will select a Natural Sciences Elective.	3

Course	Title / Description	Credit
ECON1001	Introduction to Microeconomics Course: ECON1001 Credit: 3 The course assists students to learn and comprehend (1) economics as a social science that draws conclusions based on hypotheses, theories, and data in order to understand human behavior, (2) basic microeconomics terms and concepts, including scarcity and choice, equilibrium, efficiency and equity, positive and normative economics, comparative advantage, and specialization, (3) the fundamental economic question of allocating scarce resources, (4) opportunity cost and the production possibility frontier, (5) supply and demand, the function of prices in markets, how markets work and sometimes don't work, including market failure and externalities, (6) the effects of government intervention in markets, (7) how consumers make choices, (8) production theory, (9) the costs of production, (10) firm behavior in competitive markets, (11) firm behavior in imperfect markets, (12) elasticity and its application, (13) markets for resources, the determination of wage rates, interest, and rent, (14) the determination of income distribution, including poverty and discrimination, (15) the determinants of international trade flows, (16) to apply economic	3
ECON1002	Introduction to Macroeconomics Course: ECON1002 Credit: 3 The course assists students to learn and comprehend (1) economics as a social science that draws conclusions based on hypotheses, theories, and data in order to understand human behavior, (2) basic macroeconomic terminology and concepts, including the distinction between real and nominal magnitudes, (3) the national income accounts, (4) the nature of the business cycle, (5) the determinates of important macroeconomic variables,including the level of income, the level of employment, the unemployment rate, the natural rate of unemployment, the price level, the inflation rate, productivity and the rate of interest, (6) the supply and demand for money, (7)the Federal Reserve System, (8) aggregate demand and aggregate supply, (9) the effects of fiscal and monetary policies, (10) the basics of theories of macroeconomic instability, (11) unemployment and inflation tradeoffs, (12) the effects of the federal government's budget deficit, (13) long run growth and policies to affect growth, (14) comparative advantage, (15) the determinants of foreign trade flows and exchange rates, and their effects on the domestic economy, (16) to apply economic reasoning to better understand and critically evaluate real world circumstances and events.	3

Course	Title / Description	Credit
IT1001C	Computer Applications Course: IT1001C Credit: 3 In this course, students perform basic business and academic tasks on a PC running the Windows operating system. Students are provided instruction in the Microsoft Office suite that covers Word, Excel, PowerPoint and Access. Students learn how to work with a word processor, spreadsheet, data tables, and presentation software.	3

FAQs

What’s the difference between the AAB BMT, AAB MMT, and AAB FMT Programs?
What are the difference between the Associate Business Management degree, Associate Financial Management degree, and Associate Marketing management degree?

The degree names sound similar, and they’re offered by University of Cincinnati Online. Each program welcomes students from across Ohio and beyond our state — anyone who wants to work toward their associate degree online and still have time for work and personal obligations.
- Business Management puts a focus on management.
- Marketing Management places its focus on marketing.
- Financial Management — you guessed it — emphasizes finance.
For more in-depth information read our blog post on the same subject: What Are the Differences Between the Business, Marketing and Financial Management Associate Degrees?
What is the format for the classes?

Classes are asynchronous, some classes are in a 7-week format some are in a 14-week format. You can log on anytime 24/7 to complete your coursework. Some, but not all tests are proctored using exam proctoring software.
How long will it take to complete the Associate Degree in Financial Management?

Full-time with no transfer credit, it will take you five semesters (under two years) to complete the associate degree including summer semesters. Attending part-time with no transfer credit you can expect to complete the associate degree in two years including summer semesters.

Summer semester for the Associate Financial Management program means a semester similar to fall and spring semester in duration and credits is required to graduate within two years.